Trade finance built for the businesses that actually need it

The global trade finance gap is estimated by the IFC at $2.5 trillion. Most of it falls on SMBs in emerging markets: importers, exporters, logistics, construction, healthcare. Banks look at the balance sheet and ask for collateral. Factoring comes with recourse on the seller and expensive fees. Letters of credit start at $100,000 and up.

The financial infrastructure for SMBs simply hasn't been built. We're building it.

• Working capital — up to $100,000 in 24 hours against a specific deal, no collateral. Rates from 3% per month.
• Deferral and factoring — the exporter is paid at shipment, the buyer pays us in 7–60 days. Non-recourse: if the buyer doesn't pay, the loss is on Dash. Rates from 3% of invoice face value.
• International payments — 60+ corridors with transparent FX, SWIFT and local rails.
• Market analytics — we compare suppliers and corridors so every deal is an informed one.

The legal entity operating this website is TryDash Limited. We specialize in the purchase of trade receivables from commercial sellers on a non-recourse basis (factoring). The company was founded in 2025 by Mikhail Kedzel and Vladislav Lenskii, with strategic advisors from the banking, insurance and payments industries.

Dash is not a bank, money services business, money transmitter, broker-dealer, or investment adviser. We do not custody customer assets, transmit money on our own behalf, or settle transactions. Any other regulated services shown on this website and requiring a licence we do not hold are provided by our licensed partners in the relevant jurisdiction.

We work with clients across Central Asia, Southeast Asia, the Middle East and Latin America. Several of our products are halal by structure: no late-payment penalties, no recourse on the seller, no interest for time — fees are charged for service, not for the use of money.

Partnerships, press, general questions: mikhail@yumi.finance.

For product questions, the fastest path is to request a call on the site. A specialist will get back to you within a few hours.