How can we help

Request a call from any page on the site. A specialist will get back to you within a few hours, collect the details and walk you through the next steps. Verification usually takes 1–3 business days, depending on the jurisdiction.

At minimum: company registration documents, director passports, proof of address. For financing products we also ask for 6–12 months of bank statements and information on typical counterparties.

We work with exporters from Central Asia: Kazakhstan, Kyrgyzstan, Uzbekistan, Tajikistan. Exports go to any country your buyer is willing to buy from. If your buyer is in an unusual corridor, write to us and we'll take a look.

Deferral and factoring — usually the same day for repeat buyers, 1–2 days for the first deal with a new counterparty. Working capital — up to 24 hours after verification.

At shipment, once we receive the shipping document and the buyer confirms the invoice. Funds usually arrive within one business day.

Dash factoring is non-recourse: if the buyer defaults, the loss is on Dash, not the exporter. We verify the buyer up front and take the risk ourselves. The exporter is paid at shipment and doesn't come back to the deal.

From 3% of invoice face value per deal. The exact number depends on the buyer, the deferral term and the corridor, and is shown before you sign.

Yes. The buyer receives notice of the assignment and pays us directly, on the original terms, instead of the exporter. It's standard non-recourse factoring practice and protects everyone in the deal.

Up to $100,000 per deal for most importers. Larger limits are set individually for verified clients.

From 3% per month on the outstanding balance. The exact rate depends on the deal, the corridor and the counterparty, and is shown before you confirm.

No. The standard product is unsecured: the deal and your trade history are the basis for the decision.

Yes. Early repayment only charges interest for the actual period used — there is no prepayment penalty.

For most major corridors, same day, via SWIFT or local rails. Some corridors settle in two hours. Exotic corridors take 1–2 business days.

Transparent. The rate is shown before you confirm. For major pairs, the spread is usually 0.3–0.6% over the interbank rate.

No. The fixed fee and the FX rate are shown before you confirm. If a corridor has an intermediary bank fee on the recipient side, it's flagged before you send.

Yes, in 60+ currencies: US dollars, euros, pounds sterling, yuan, dirhams, rupees, lira, tenge, som and others.

Financing fees are deducted at settlement. Payment fees are taken at the moment of the transfer. There are no subscriptions or recurring charges.

Depending on your account: US dollars, euros, and your local currency. We accept settlements from most major banking corridors.

No. You pay only for product usage — no minimum volumes, no platform fees.

Yes. Monthly statements are available in your dashboard, and we can send them by email on request.

Data is encrypted in transit and at rest. Access is limited to authorized staff. We run regular security reviews and follow cloud infrastructure best practices.

Only staff who need it for their work — KYC, compliance, support. We do not sell data or share it with third parties for marketing.

Trade finance is regulated. KYC, sanctions screening and AML checks are legal requirements, and at the same time they protect you and your counterparties from fraud.

Write to mikhail@yumi.finance or request a call. We look at every report quickly.